Our Focus

Our Focus is on retirement planning as it sits at the core of the broader financial plan. By placing the initial emphasis on retirement planning, we’re able to determine how excess available income and assets may be utilized for other important financial goals. We explore 401k options, when and how it’s best to claim Social Security, whether or not your retirement accounts are best suited for income now or later. We examine how guarantees and lower volatility come with the trade-off of losing ground against purchasing power and rising costs from inflation. We build this forecast first because all other important decisions such as college tuition funding for children and grandchildren, vacation and luxury lifestyle elements as well as gifts to charity have an impact on the long-term success of a retirement plan.

In addition, we examine the escalating costs of healthcare throughout our lifetime and how to best prepare for those expenses not typically covered by traditional health insurance and Medicare.